Everybody loves a good deal, especially at this time of year when funds can be a little tight. Unfortunately, scammers take advantage of this, especially on Black Friday and indiscriminately target shoppers.....Remember, IF IT FEELS TOO GOOD TO BE TRUE IT USUALLY IS, DO NOT CLICK ON A LINK UNLESS YOU ARE 100% SURE. 

1. Incorrect bank details swindle

This growing scam involves fraudsters emailing shoppers to say that there has been a problem with their transaction that needs correcting immediately.

The email will purport to be from a retailer that you may have recently bought from, telling you that some of the billing information you provided is incorrect. 

The scammer hopes that you will click on a link in the email to enter your bank details and other personal information. Once they have this, they may use it to carry out fraudulent transactions in your name.

Or they may contact you later claiming to be from the police, your bank or another trusted authority and use the information that you have handed over to convince you that they are genuine.

This type of scam will be particularly successful during Black Friday due to the sheer quantity of shoppers making purchases. 

That is because scammers tend to send the same bogus email to tens of thousands of potential victims claiming to be from a large retailer.

If you have not bought from that retailer recently, there is a good chance you will ignore the email.

But if you have, it could strike a chord and you’re more likely to fall prey.

If a retailer asks you to change your bank details with urgency and claims there is a risk of losing out on an order you have made, then you should be suspicious.